Potential zero-down financing
Eligible borrowers may be able to finance a purchase without a required down payment, subject to entitlement and approval.
VA home loans
Use your earned benefit with a clear understanding of the process.
Eligible service members, veterans, and surviving spouses may have access to meaningful VA financing benefits. James will help you understand the questions to ask and how the process fits your purchase.
Understanding VA financing
What makes a VA loan different?
No monthly PMI
VA loans generally do not require monthly private mortgage insurance, though other fees and costs may apply.
Flexible guidelines
VA financing includes its own eligibility, credit, income, occupancy, appraisal, and property requirements.
Reusable benefit
Eligible veterans may be able to use the VA home loan benefit more than once, depending on entitlement and circumstances.
JG Mortgage Loans and Edge Home Finance are not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
Questions worth discussing
- How your Certificate of Eligibility and entitlement apply
- Possible funding-fee considerations and exemptions
- Property and occupancy requirements
- Closing costs and seller-paid costs
- How VA financing fits your overall budget